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SIP Calculator

%
Yr
Invested amount
30,00,000
Est. returns
26,00,897
Total value
56,00,897

How SIP is Calculated

Formula Used:

FV = PMT × [((1 + r)^n - 1) / r] × (1 + r)

Where:
  • FV = Future Value (Total Amount)
  • PMT = Monthly Investment Amount (₹25,000)
  • r = Monthly Interest Rate (1.000%)
  • n = Total Number of Payments (120 months)
Calculation:

Monthly Rate = 12% ÷ 12 = 1.000%

Total Months = 10 years × 12 = 120 months

Total Invested = ₹25,000 × 120 = ₹30,00,000

Returns Generated = ₹56,00,897 - ₹30,00,000 = ₹26,00,897